Who can borrow?
LOAN ELIGIBILITY: Must be a US citizen or permanent resident over the age of 18. Must be enrolled as full-time undergraduate student in a bachelor’s degree program at an eligible four year college (for- profit schools not eligible).  

Funding U has minimum GPA and graduation rate thresholds for borrowers and institutions depending on the student's class year. The chart below shows the minimum GPA and school graduation rate eligibility requirements.

Senior
  • 2.5 Minimum GPA
  • 50% Institution's 6-Year Graduation Rate
Junior
  • 2.75 Minimum GPA
  • 50% Institution's 6-Year Graduation Rate
Sophomore
  • 3.0 Minimum GPA
  • 70% Institution's 6-Year Graduation Rate
Freshmen
  • 3.5 Minimum (High School) GPA
  • 90% Institution's 6-Year Graduation Rate

We use https://nces.ed.gov/ipeds/ as our grad rate data resource.


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